The 7 Best Places to Check Your Credit Score
Your credit score is a crucial factor when it comes to securing loans, credit cards, and even rental agreements. It represents your creditworthiness and is used by lenders to assess the level of risk involved in lending you money. A good credit score can save you money on interest rates and increase your chances of being approved for credit. In this blog, we'll discuss the best places to check your credit score and how Upwardli can help improve your score.
myFICO
myFICO offers FICO credit scores and reports from all three major credit bureaus. While the site does charge a fee, it's worth it if you want to see your actual FICO scores, which are the most widely used credit scores in the lending industry. myFICO also offers a credit score simulator that allows you to see how different actions can impact your score.
2. Experian
Experian, one of the three major credit bureaus, offers a free credit score and report, as well as credit monitoring and personalized recommendations for improving your credit. The site also provides a credit score simulator that allows you to see how certain actions, such as paying off debt or opening a new credit card, can impact your score. Experian is a great option if you want to see your credit score and report from one of the major credit bureaus.
3. Equifax
Equifax is another of the major credit bureaus and also offers a free credit score and report, credit monitoring, and recommendations to help improve your credit. The site also provides a credit score simulator that allows you to see how certain actions, such as paying off debt or opening a new credit card, can impact your score.
4. Discover Credit Scorecard
Discover Credit Scorecard offers free FICO credit scores from Experian, as well as information about what factors are impacting your score. The site also provides a credit score tracker that shows you how your score has changed over time. Discover Credit Scorecard is a great option if you're looking for a free FICO score and want to see how your score has changed over time.
5. Credit Karma
Credit Karma offers free credit scores and reports from Equifax and TransUnion, as well as credit monitoring and credit product recommendations. The site also provides a free credit score simulator. Credit Karma is a great resource for monitoring your credit on an ongoing basis and keeping track of changes to your score.
6. Credit Sesame
Credit Sesame offers free credit scores and reports from TransUnion, as well as credit monitoring and personalized recommendations for improving your credit.
7. AnnualCreditReport.com
AnnualCreditReport.com is the only authorized website for free credit reports from the three major credit reporting agencies - Equifax, Experian, and TransUnion. You are entitled to a free credit report from each agency once every 12 months. You can request all three reports at once or space them out over the year to monitor your credit throughout the year. Although this resource doesn't provide credit scores, it is the best place to start when checking your credit because it provides a comprehensive look at your credit history from all three credit bureaus.
Grow your score with Upwardli
Upwardli was created to help people build and improve their credit. Get pre-approved instantly with no credit check or deposit required. Each account includes an unsecured line of credit designed to build your credit fast. And we report your progress to credit bureaus.
Get your risk-free 30-day trial now and watch your credit grow! We have also created dozens of resources to help you learn about the US financial system, including how to rent an apartment, buy a car, understand your credit report, and much more!