An Upwardli User Experience
Upwardli was created to help those new to U.S. personal finance establish credit without the barriers they have traditionally faced. Some of our users have been generous enough to share their experience with using Upwardli. This is Mariel F.'s Upwardli experience!
Q: How long have you been using Upwardli?
I began using Upwardli in October of 2022.
Q: Have you enjoyed your experience with Upwardli so far?
Yes, I have enjoyed my experience with Upwardli since I could see changes on my score every time. Also, I enjoyed the fact that it teaches what hurts and what helps your score so you can stop making silly mistakes that may hurt your score (such as applying for too many cards or using a high percentage of your limit, etc.).
Q: How has Upwardli improved your overall financial situation?
Since I got Upwardli, my credit score started to go up a little bit every month. Sometimes it would stay the same, but it would not go down. It took a couple of months to see the changes, and it was completely worth it!
My score went to "Very Good," and thanks to that, I could open a better credit card where I got accepted right away, and they gave me a nice credit limit as well. Before Upwardli, I was getting denied from credit card companies because I did not have a good score.
Q: Is there anything that we could do that would improve your experience?
I think the basics of that are helping with the score and teaching about what to do and not to do are amazing and the most important thing for people to enjoy and love the app.
Thank you, Mariel!
We appreciate the feedback Mariel provided us and for allowing us to share her story. We hope to help many other Mariels who are looking for a way to start building their credit today!
How Upwardli can help
Upwardli was created to help those new to credit, including immigrants new to the country and the U.S. financial system, build credit quickly and easily. You'll be instantly pre-approved with no credit check or deposit. Each Upwardli account includes an unsecured line of credit to help build your credit quickly, and we report your progress to the credit bureaus.